About the role
AI summarisedVP Unsecured Loans Product and Pricing Team Lead role at DBS Bank in Singapore - Central.
BankingOnsite
Key Responsibilities
- Lead product strategy and lifecycle management for the unsecured loans portfolio, from ideation to post‑launch optimization, aligned with business goals and market trends.
- Own pricing and profitability strategy, including dynamic and risk‑based pricing, to drive revenue growth while managing portfolio risk.
- Optimize fee structures and revenue collection, including fee approvals and collaboration with collections to manage delinquencies and defaults.
Requirements
- & Experience: Minimum of 10 years of experience in product management within the financial services industry, with a significant focus on unsecured lending products (Personal Loans, Cashline, Balance Transfer, Debt Consolidation).
- Proven track record in developing and executing successful product strategies and pricing models.
- Strong understanding of risk-based pricing methodologies and credit risk management principles.
- Experience with digital product development and customer journey optimization.