About the role

AI summarised

The VP Unsecured Loans Product and Pricing Team Lead is a senior role in banking responsible for leading product strategy, pricing, and portfolio management for unsecured lending products. The role involves driving growth, profitability, and risk management while leading a team.

BusinessFull-timeGeneral

Key Responsibilities

Lead the product and pricing strategy for unsecured loans portfolio
Drive portfolio growth and profitability through data-driven pricing and product features
Manage end-to-end product lifecycle including new product development and enhancements
Conduct competitive analysis and market research to identify opportunities
Collaborate with risk, marketing, and operations teams to optimize customer experience
Monitor portfolio performance and implement strategies to improve key metrics
Ensure compliance with regulatory requirements and internal policies
Develop and mentor a team of product managers and analysts

Requirements

Bachelor's degree in Business, Finance, Economics, or related field
Minimum 10 years of experience in unsecured lending product management or pricing
Strong analytical skills with proficiency in data analysis tools
Proven track record of driving product profitability and growth
Excellent leadership and team management abilities
Deep understanding of credit risk and regulatory landscape
Strong communication and stakeholder management skills
Experience with pricing optimization and portfolio analytics