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OCBC

Financial Institution Credit Risk Management (VP/ED)

OCBC
BusinessOCBC SingaporeFull-time3 weeks ago
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About the role

AI summarised

This is a senior credit risk management role at a bank, focusing on financial institution counterparties. The VP/ED will lead credit analysis, portfolio monitoring, and risk assessment for a portfolio of financial institution clients, ensuring compliance with regulatory standards such as Basel and MAS guidelines.

BusinessFull-timeGeneral

Key Responsibilities

  • Lead credit risk assessment and underwriting for a portfolio of financial institution counterparties, including banks, broker-dealers, and non-bank financial institutions.
  • Prepare and present credit proposals, annual reviews, and risk ratings to senior management and credit committees.
  • Monitor portfolio credit quality, identify emerging risks, and recommend appropriate risk mitigation actions.
  • Conduct financial analysis, including cash flow modeling, stress testing, and scenario analysis to assess counterparty creditworthiness.
  • Collaborate with front office, legal, and compliance teams to structure transactions and ensure alignment with risk appetite.
  • Stay abreast of macroeconomic developments, regulatory changes, and market trends affecting financial institutions.
  • Contribute to the development and enhancement of credit risk policies, procedures, and risk measurement methodologies.
  • Mentor and guide junior team members in credit analysis and risk management practices.

Requirements

  • Minimum 10 years of experience in credit risk management, preferably covering financial institutions.
  • Strong knowledge of financial institution products, including derivatives, repos, and lending.
  • In-depth understanding of regulatory frameworks such as Basel III, MAS, and local regulations.
  • Proven ability to analyze complex financial statements and assess credit risk across diverse financial institutions.
  • Excellent communication and presentation skills, with experience presenting to senior management and committees.
  • Strong stakeholder management skills and ability to work collaboratively across teams.
  • Bachelor's degree in Finance, Economics, or a related field; advanced degree or professional certification (CFA, FRM) preferred.
  • Proficiency in financial modeling and risk assessment tools.
  • Ability to work under pressure and manage multiple priorities in a fast-paced environment.
  • Experience with stress testing and portfolio risk analytics is a plus.