About the role
AI summarisedThis role is for a Special Asset Management Specialist focusing on SME portfolios at a bank. The specialist will manage portfolio risk segregation, develop monitoring frameworks, perform data analytics, and lead process optimization initiatives to enhance asset quality monitoring.
BusinessFull-timeGeneral
Key Responsibilities
- Prepare & review logic for SME account segregation & risk identification, ensuring scripts / code is operational & accurate
- Prepare Monthly Portfolio Management and Monitoring Decks and facilitate key credit portfolio meetings, conduct tail risk analysis & develop efficient exception review triggers
- To engage with relevant stakeholders on enhancements to be made to SME Portfolio Management and monitoring framework
- Formalize all enhancements & customization of SME Portfolio Management and Monitoring Framework in the appropriate local & group committees
- Maintain SME Portfolio Management and Monitoring Framework process manual with annual review / ad-hoc updates
- Conduct Monthly Portfolio Management and Monitoring Forum, monthly with minimum quorum
- Develop and maintain dashboards and reporting tools to monitor asset quality metrics (e.g., NPL ratios, delinquency trends, vintage analysis)
- Perform deep-dive portfolio analysis to identify emerging risks and recommend mitigation strategies
- Collaborate with data teams to ensure data integrity, consistency, and availability for asset quality monitoring
- Lead or support initiatives to digitize and automate asset quality monitoring and reporting processes
- Identify and implement process improvements across credit lifecycle stages (origination, monitoring, collections)
- Partner with technology teams to design and deploy tools or systems that enhance risk visibility and decision-making
Requirements
- Bachelors Degree in Data Analytics, Statistics, Business, or a related field
- Proficiency in data visualization tools (e.g. Qlik, Power BI, Tableau)
- Proficiency and Excel
- Experience with Python, SQL, SAS, or other data manipulation tools