About the role
AI summarisedThis role is for an Associate/Senior Associate in Credit Risk Monitoring and Reporting within the Consumer Banking Group Credit team at a bank's Risk Management Group. The position involves monitoring credit risk exposures, preparing risk reports, and ensuring compliance with regulatory requirements.
BusinessFull-timeGeneral
Key Responsibilities
- Monitor and analyze credit risk exposures of the consumer banking portfolio on a regular basis.
- Prepare and present credit risk reports to management and relevant committees.
- Ensure timely and accurate submission of regulatory credit risk reports.
- Identify emerging credit risk trends and escalate potential issues.
- Support the development and enhancement of credit risk monitoring frameworks and systems.
- Collaborate with business units to review credit risk metrics and portfolio performance.
- Assist in ad-hoc credit risk analysis and projects as required.
Requirements
- Bachelor's degree in Finance, Accounting, Business, Economics or related field.
- At least 2-5 years of experience in credit risk monitoring, credit analysis, or related roles in banking.
- Strong analytical and quantitative skills with attention to detail.
- Proficiency in Microsoft Excel and data analysis tools.
- Knowledge of regulatory requirements and Basel guidelines.
- Excellent written and verbal communication skills.
- Ability to work independently and as part of a team.
- Experience with credit risk systems and reporting tools is preferred.