About the role
AI summarisedThis role is for a credit analyst in the Global Financial Institutions group at a bank, responsible for assessing credit risk of financial institution counterparties. The analyst will conduct financial analysis, prepare credit proposals, and monitor portfolio risk, requiring strong analytical skills and knowledge of banking regulations.
BusinessFull-timeGeneral
Key Responsibilities
- Conduct credit analysis and risk assessment of financial institution counterparties including banks, insurance companies, and asset managers.
- Prepare credit proposals and annual reviews for submission to credit committee.
- Monitor portfolio credit quality and early warning signals, and recommend appropriate risk actions.
- Perform financial modeling and stress testing to evaluate counterparty resilience.
- Stay updated on macroeconomic and regulatory developments affecting the financial institutions sector.
- Collaborate with relationship managers and other stakeholders to support business initiatives while managing risk.
- Ensure compliance with internal credit policies and regulatory requirements.
Requirements
- Bachelor's degree in Finance, Accounting, Economics, or related field.
- Minimum 3 years of experience in credit analysis, preferably covering financial institutions.
- Strong financial analysis and accounting skills with ability to interpret financial statements.
- Proficiency in financial modeling and credit risk assessment tools.
- Knowledge of banking regulations (e.g., Basel, MAS guidelines).
- Excellent written and verbal communication skills.
- Ability to work independently and as part of a team.
- CFA or CPA certification preferred.
- Experience with Bloomberg and financial databases.
- Strong attention to detail and analytical mindset.