About the role
AI summarisedSenior credit analyst role at a bank responsible for evaluating credit risk, analyzing financial statements, and preparing credit proposals for corporate clients.
BusinessFull-timeGeneral
Key Responsibilities
- Conduct comprehensive credit analysis and risk assessment for corporate clients.
- Prepare detailed credit proposals and recommendations for credit approvals.
- Monitor existing credit portfolios and identify potential risks.
- Review financial statements, cash flow projections, and industry trends.
- Ensure compliance with internal credit policies and regulatory requirements.
- Collaborate with relationship managers to structure credit facilities.
- Maintain up-to-date knowledge of economic and industry developments.
Requirements
- Bachelor's degree in Finance, Accounting, Business, or related field.
- Minimum 5 years of experience in credit analysis or corporate banking.
- Strong financial modeling and analytical skills.
- In-depth knowledge of financial statements and credit risk assessment.
- Familiarity with regulatory guidelines (e.g., Basel, MAS).
- Excellent communication and interpersonal skills.
- Ability to work independently and manage multiple priorities.
- CFA or CPA certification preferred.
- Proficiency in Microsoft Excel and financial databases.
- Strong attention to detail and problem-solving abilities.