About the role

AI summarised

The First Vice President, Team Lead Credit Analyst is a senior role in a bank's credit risk management function, responsible for leading a team of credit analysts, overseeing credit assessments for corporate clients, and ensuring portfolio quality and compliance with regulatory standards.

BusinessFull-timeGeneral

Key Responsibilities

Lead and manage a team of credit analysts, providing guidance and mentorship.
Oversee the credit analysis and underwriting process for a portfolio of corporate clients.
Prepare and review credit proposals, ensuring accuracy and compliance with bank policies.
Monitor portfolio performance and identify emerging risks.
Collaborate with relationship managers and other stakeholders to structure credit facilities.
Ensure adherence to regulatory requirements and internal risk appetite.
Participate in credit committee meetings and present credit recommendations.
Drive continuous improvement in credit risk processes and tools.

Requirements

Bachelor's degree in Finance, Accounting, Economics, or related field.
Minimum 10 years of experience in credit analysis or risk management in banking.
Proven experience in leading and developing a team.
Strong financial modeling and analytical skills.
In-depth knowledge of corporate credit products and risk assessment.
Excellent communication and stakeholder management abilities.
Familiarity with regulatory frameworks such as Basel, MAS, and SOX.
Professional certifications such as CFA or CPA are preferred.
Ability to work under pressure and meet tight deadlines.
Proficiency in Microsoft Office and credit risk systems.