Jobfoundry
Jobfoundry
EY

Credit Risk (Financial Services) Senior Consultant/Consultant, Business Consulting

EY
BusinessSG, 048583Full-time1 weeks ago
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About the role

AI summarised

This is a senior consultant/consultant role in business consulting focusing on credit risk for financial services clients. The role involves advising clients on credit risk management, regulatory compliance, and risk analytics, with opportunities to work on high-impact projects in banking and financial services.

BusinessFull-timeGeneral

Key Responsibilities

  • Lead or support credit risk engagements for financial services clients, including risk strategy, model development, and regulatory compliance.
  • Develop and implement credit risk frameworks, policies, and procedures aligned with regulatory requirements (e.g., Basel, MAS).
  • Conduct quantitative analysis and modeling for credit risk assessment, including PD, LGD, and EAD estimation.
  • Perform stress testing and scenario analysis to evaluate portfolio credit risk under various economic conditions.
  • Prepare client deliverables such as reports, presentations, and dashboards for senior management and regulators.
  • Collaborate with cross-functional teams to integrate credit risk solutions into client operations.
  • Stay updated on industry trends, regulatory changes, and best practices in credit risk management.
  • Support business development activities including proposal writing and client presentations.

Requirements

  • Bachelor's degree in Finance, Economics, Business, Mathematics, Statistics, Engineering, or related field.
  • Minimum 3-5 years of experience in credit risk management, risk consulting, or related roles within financial services.
  • Strong understanding of credit risk concepts, regulatory frameworks (Basel, MAS), and financial products.
  • Proficiency in quantitative analysis and modeling using tools such as Excel, VBA, Python, or R.
  • Experience with credit risk models (PD, LGD, EAD) and stress testing methodologies.
  • Excellent communication and presentation skills, with ability to convey complex concepts to diverse audiences.
  • Strong problem-solving and analytical skills, with attention to detail.
  • Ability to work independently and as part of a team in a fast-paced consulting environment.
  • Preferred: CFA, FRM, or PRM certification.
  • Preferred: Experience with SAS, SQL, or data visualization tools (Tableau, Power BI).