About the role
AI summarisedSenior Officer/Manager responsible for independent credit review and risk assessment at a bank. The role involves evaluating credit portfolios, ensuring compliance with regulatory standards, and providing recommendations to management.
BusinessFull-timeGeneral
Key Responsibilities
- Conduct independent credit reviews of corporate and institutional lending portfolios.
- Assess credit risk and recommend risk ratings based on financial analysis and industry trends.
- Review credit proposals and ensure adherence to credit policies and regulatory requirements.
- Prepare detailed credit review reports highlighting key risks and mitigants.
- Monitor portfolio performance and identify emerging credit risks.
- Collaborate with business units to ensure timely remediation of credit issues.
- Participate in credit committee meetings and provide independent opinions.
- Stay updated on regulatory changes and industry best practices in credit risk management.
Requirements
- Bachelor's degree in Finance, Accounting, Business, or related field.
- Minimum 5 years of experience in credit review, credit risk management, or related area in banking.
- Strong knowledge of credit analysis, financial statements, and risk assessment methodologies.
- Familiarity with regulatory requirements such as MAS guidelines and Basel frameworks.
- Excellent analytical and problem-solving skills.
- Strong written and verbal communication skills.
- Ability to work independently and manage multiple priorities.
- Proficiency in Microsoft Office applications, especially Excel and PowerPoint.
- Professional certifications such as CFA or FRM are preferred.
- Experience in corporate banking or institutional lending is an advantage.