Executive Director, Group Head of Deposits

Key Responsibilities

• Provide strategic direction to deposit product managers across markets.
• Drive deposit growth, cost optimization, and embed a strong risk culture.
• Champion product innovation and suitability to enhance long-term customer franchise value.
• Act as a gatekeeper for deposit initiatives, ensuring alignment with strategy, customer experience, and operational readiness.
• Lead the development and execution of regional deposit strategies.
• Harmonize product development across markets, ensuring compliance with both local and group standards.
• Oversee regional product shelf management to balance local needs with group strategy.
• Drive key regional deposit business and financial metrics to support overall growth.
• Cultivate strong relationships with internal stakeholders including Finance, Legal, Compliance, Technology, Channels, TMRW, and GRM.
• Establish the right environment and procedures to ensure adherence to internal policies and regulatory requirements.
• Manage both sides of the balance sheet, focusing on cost of funds (COF) and net interest margin (NIM).
• Lead regional portfolio initiatives including cross-sell, upsell, and acquisition strategies.